Cybersecurity Speaker Series

About Ruth Harpool AAP, APRP, CTP

Ruth is a Payment Services Advisor for CampusGuard. She provides consulting in the areas of Treasury Operations, Payments, and Payments Risk management. She has over 35 years of experience in banking services, banking operations, not-for-profit university treasury cash management, and payments management operational leadership. Ruth leverages her insight, expertise, and hands-on knowledge to help CampusGuard clients discover hard and soft cost savings, increase revenue, and reduce risk while focusing on compliance and security.

Before joining CampusGuard, Ruth was the Managing Director of Treasury Operations at Indiana University (IU). She had university-wide responsibility for all incoming and outgoing banking and merchant service processes, financial vendor and banking relationships, cash management processes, and payments compliance for various payment rules and regulations (e.g., ACH, PCI DSS). Ruth began working for IU in 2002 and held various positions of increasing responsibility within Treasury over her 18 years there. Preceding IU, she spent nearly 14 years at a large national bank, holding roles in branch management, operations management, and cash and treasury management services.

She is a member of the Association for Financial Professionals (AFP), EPCOR Regional Payments Association, the Nacha Payments Institute Board of Regents, and the Nacha Network Advisory Board. She co-founded The Payments Academy, a non-profit organization that provides learning and collaboration opportunities for colleges and universities in payments and payments risk management.

Ruth graduated from Indiana University with a BA in Economics in 1998. Ruth holds the following professional designations: Certified Treasury Professional (CTP), Accredited ACH Professional (AAP), and Accredited Payments Risk Professional (APRP), achieving the latter in 2018 in the inaugural class of APRPs. At the time, she was one of less than 150 individuals carrying all three credentials. Ruth proudly describes herself as a payments geek, can translate technical (IT) jargon modestly, and is fluent in the languages of banking, payments, and higher education.